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Borrower to Prepay 12 months of Interest
Wine Country Luxury Home - Custom Estate on 7 ½ acres
Napa Valley (Napa Valley County, CA)

Investment -------- 1st Trust Deed
Loan Amount -------$2,700,000
Appraised Value --- $4,650,000
Loan-to-Value ------58%
Protective Equity -- $1,950,000
Investor Yield ------12.%
Property ----___----SFR
Occupancy -----__-- Non-Owner
Term -----_______--18 months interest only

Fund directly into insuring Title Company
Your vesting on note and deed of trust

Comments Appraisal 1/30/2011. The home is currently vacant and listed for $5,400,000. Borrower has negotiated a short settlement (current lender to accept $2,000,000 against a balance of $3,500,000). Borrower obtained the original financing to build this estate. During the construction, lender became defunct , and borrower had to finish the project with his own funds. Borrower will prepay 12 months of interest – this will allow him to pursue his exit strategy: list and sell the property once settlement has been paid. Per Appraiser: This home was completed in 2010 and offers 9,488 sq. ft. of living space featuring 4 en-suite bedrooms, 4 ½ baths, large porch and patio, 6 fireplaces, dramatic views and numerous high-end custom touches. A basement offering 4,600 sq. ft. is planned to
contain a wine cellar and home theater. The property is situated on approximately 7 ½ acres.

Options Available as multi-beneficiary (partial interest portions)
or whole-note purchase (own entire note).
Examples of scheduled Investor returns:
$250,000 partial interest - scheduled monthly income: $2,521
$500,000 partial interest - scheduled monthly income: $5,042
$1,00,000 partial interest - scheduled monthly income: $10,085
$2,500,000 whole note - scheduled monthly income: $25,212