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Call today to speak with an Investment Relationship Manager. 831.288.6000

Richard Kostkas
VP of Investor Relations
Northern California
P: 831.221.5110

e: richard.kostkas@pencapgroup.com

Mario Padilla
VP of Investor Relations
Southern California
P: 831.221.5049
e: mario.padilla@pencapgroup.com

Loan Inquiries please call or email us at:
P: 831.920.0019
e: info@pencapgroup.com